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A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report information typically sourced from credit bureaus.
You've found your dream house. Are your credit reports ready? People with good credit should check their credit reports too. Regular checks ensure the information stays accurate.
Your credit scores and reports give lenders an idea of how trustworthy you are when it comes to paying off your debts. Our goal is to provide education to you so that you can qualify for that home loan, auto loan, or premium travel rewards credit card to help you take that dream vacation.
From career advice to employment news, discover all of the information you need to know about your job search and career.
Martin Lewis' guide to find out how banks use credit scores to assess whether to lend you cash and what you can do to improve your credit score.
Credit scores help lenders gauge a borrower’s likelihood of repaying debt, and because there are thousands of lenders and dozens of loan products, there are all sorts of credit scores.